Shimming is a technology that uses a microchip with sniffing software to listen to transactions made at ATMs or POS terminals. These transactions are stored in the chip's memory along with the EMV tracking data and PIN of each bank user. A copy of the card is then made using EMV software that replicates the EMV data to execute payments or withdrawals at ATMs using the cryptography of the original card-issuing bank. This method is functional for use 2 to 3 times.

Shimming is a malicious technique that allows cloners to copy, duplicate, or steal data from the EMV microchips of bank cards to create replica cards for use in ATMs. These devices are expensive, and in several countries, they have been used with very sophisticated methods hidden inside the ATM card slot.

An ultra-thin device inserted inside the ATM reader or POS payment terminal listens to the transaction, saves and intercepts the communication using sniffing software that is stored in the shimmer's memory and then transferred to a new blank chip card: it operates undetected, generating a replica copy of the cloned EMV card to make withdrawals at ATMs or POS terminals.

• Intercepts chip communication
• Real-time data capture
• Operates discreetly

The chip is copied directly from the transaction using the card data, but the additional data is obtained directly through the creation of EMV software that allows you to compromise the bank's EMV security, obtaining withdrawals and money from purchases.

• Create cloned cards with emv track des
• Make ATM withdrawals or purchases at stores or shops using mobile payment systems, gas stations, etc.
• Execute fraudulent international transactions with purchases on tvp.

Although the EMV chip was designed for greater security, it has weaknesses. This EMV cloning technology was developed in China and sold at a high price. Investors buy these shimming systems to make large sums of money in a few days; in about 5 days they manage to obtain more than $380,000 or more.

Errors in the generation of random codes that are exploited by the script of the EMV software; this program is expensive, allowing bank cloners to earn large sums of money.

The banks refund the money to affected customers; all claims are processed with a reimbursement. Each bank has insurance that protects the end customer, meaning no customer loses the money stolen through EMV chip card cloning.

There are implementation failures on the part of banks, but the constant updating of cloning tools means there is no difficulty in using technology and making billions of dollars using advanced tools.

This allows attackers to make legitimate transactions by physically duplicating the EMV chip with internal protocols, emulating its cryptographic algorithm as an alternate system chip, using sniffer as internal copying software.

Shimming is an evolution of skimming focused on EMV chip cards.

An ultra-thin device (shim) is inserted into the ATM reader.

It intercepts communication between:

• the EMV chip
• the ATM
• Lack of cashier inspection

Actual scale of the crime:

• Criminal networks operate internationally

A single group can:

• clone thousands of cards
• withdraw millions in weeks

Operations detected by the Secret Service show:

• organized networks
• accumulated losses close to USD 1 billion/year

Credit card cloning remains a multi-billion dollar global criminal enterprise

Although the EMV chip increased security, it did not eliminate fraud.

Techniques such as:

• Skimming
• Shimming
• Advanced EMV attacks

Human errors and implementation failures continue to be exploited

Poor security at ATMs, lack of system updates, and highly organized criminal networks with expensive technology.

EMV SOFTWARE is a program developed in China by a group of Chinese programmers to dual-replicate the characteristics of a bank card, including its protocols and cryptography. This allows the security of the card to be compromised and the transaction to be authorized on the server. This software is based on the specific context of each bank to achieve replication and cloning.

EMV is a payment method based on a technical standard for smart payment cards and for payment terminals and ATMs that accept Europay, Mastercard, and Visa on the international network. The standard is managed by EMVCO, a financial technology consortium owned by card companies.

EMV WRITE 5.3.1 is an EMV DDA card recording system created in China with cryptographic technology and an algorithm developed to breach bank security, achieving the duplication and generation of a new cloned copy card.

EMV software for cloning EMV (chip) cards is an illicit tool used to copy data from legitimate bank cards and transfer it to blank cards, enabling fraudulent transactions. This system requires the development of components that, together, use shimming technology to achieve equivalence in its algorithm and internal cryptography. These devices are specifically designed to extract and record data, bypassing security measures for authentication data and certificates.

EMV Technology and Advanced Protection

Currently, security in electronic transactions is a critical priority for financial institutions, merchants, and users. EMV technology has been a major advancement in protecting against EMV chip cloning, but it has also given rise to new attack techniques that require more in-depth, specialized solutions.

Below, we explain two key concepts in the modern banking security environment, which have been vulnerable in banks worldwide.

EMV shimming is a sophisticated fraud technique designed to compromise chip cards (EMV). Unlike traditional skimming, which copies the magnetic stripe, shimming focuses on intercepting the communication between the chip card and the ATM or point-of-sale terminal reader.

A device called a shim is extremely thin and is inserted into the card reader slot. This device acts as an intermediary:

It intercepts the data transmitted between the card and the ATM.

Captures partial information from the EMV chip.

It can work in conjunction with hidden cameras or fake keyboards to capture the PIN; shimming devices have very advanced software that copies the PIN from each card.

Although the EMV chip is more secure, shimming can allow:

• Card cloning.
• Fraud in countries or systems that use EMV chips but read cloned EMV cards
• Theft of sensitive user information, internal data that is in the EMV

To mitigate these types of attacks, the following are implemented:

Anti-intrusion sensors in card readers are vulnerable to shimming because the film is translucent and does not send a signal to the sensor.

Integrated anti-shimming systems are vulnerable to shimming due to the ultra-thin 0.011 mm

Real-time monitoring of ATM transactions is useless because the cards are printed with printers that make them look original without raising suspicion.

EMV software is the set of applications and protocols that manage transactions made with chip cards. This software ensures that each transaction is secure, authenticated, and properly validated.

EMV software performs multiple critical functions:

Card authentication: Verifies that the card is genuine using advanced cryptography.

Chip validation: Ensures that the chip has not been altered.

Transaction management: Securely processes payments between the device and the bank.

Generation of dynamic cryptograms: Each transaction generates a unique code that cannot be reused.

Security features that can be compromised with the right technology:

Use of public key cryptography.

Generation of dynamic data per transaction.

Protection against cloning.

Integration with anti-fraud and monitoring systems.

EMV Software Applications

Este tipo de software es utilizado en:

• Automated teller machines (ATMs)
• POS terminals (card payment terminals)
• Central banking systems
• Electronic payment platforms

The combination of EMV technology with advanced protection systems (such as anti-skimming and anti-shimming) and specialized software allows:

• Significantly reduce fraud
• Protect user information
• Ensuring trust in payment systems.
• Comply with international financial security standards

Here you can buy or rent this EMV bank card cloning technology, either through a rental agreement or direct sale, to be shipped to your country via DHL or FedEx express courier service.

• rental or association of shimming with emv software value euros 1,250
• Sale of technology without delivery; % of information copied; value in euros 5,300

The payment in euros is received in Western Union or Bitcoin.